LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,063
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,429
−HK$2,404/mo
Today · 4.125%
HK$80,833
baseline
▲ 0.50% · 4.625%
HK$85,751
+HK$4,918/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,666/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,619
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,889
−HK$2,302/mo
Today · 4.125%
HK$89,191
baseline
▲ 0.50% · 4.625%
HK$93,892
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,382/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,276
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,115
−HK$2,884/mo
Today · 4.125%
HK$96,999
baseline
▲ 0.50% · 4.625%
HK$102,902
+HK$5,903/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,998/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,543
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,267
−HK$2,762/mo
Today · 4.125%
HK$107,029
baseline
▲ 0.50% · 4.625%
HK$112,671
+HK$5,642/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,058/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,488
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$109,801
−HK$3,365/mo
Today · 4.125%
HK$113,166
baseline
▲ 0.50% · 4.625%
HK$120,052
+HK$6,886/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,332/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,467
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,644
−HK$3,223/mo
Today · 4.125%
HK$124,867
baseline
▲ 0.50% · 4.625%
HK$131,449
+HK$6,582/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,734/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,913
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$141,172
−HK$4,327/mo
Today · 4.125%
HK$145,499
baseline
▲ 0.50% · 4.625%
HK$154,352
+HK$8,853/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$290,998/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,315
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$156,400
−HK$4,144/mo
Today · 4.125%
HK$160,544
baseline
▲ 0.50% · 4.625%
HK$169,006
+HK$8,462/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,088/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,682 · Scale 2, in force from 26 Feb 2026)