LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,064
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,430
−HK$2,404/mo
Today · 4.125%
HK$80,834
baseline
▲ 0.50% · 4.625%
HK$85,753
+HK$4,919/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,668/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,621
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,890
−HK$2,303/mo
Today · 4.125%
HK$89,193
baseline
▲ 0.50% · 4.625%
HK$93,894
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,386/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,277
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,116
−HK$2,885/mo
Today · 4.125%
HK$97,001
baseline
▲ 0.50% · 4.625%
HK$102,903
+HK$5,902/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$194,002/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,545
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,268
−HK$2,763/mo
Today · 4.125%
HK$107,031
baseline
▲ 0.50% · 4.625%
HK$112,673
+HK$5,642/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,062/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,490
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$109,802
−HK$3,366/mo
Today · 4.125%
HK$113,168
baseline
▲ 0.50% · 4.625%
HK$120,054
+HK$6,886/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,336/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,469
−HK$6,401/mo
▼ 0.25% · 3.875%
HK$121,646
−HK$3,224/mo
Today · 4.125%
HK$124,870
baseline
▲ 0.50% · 4.625%
HK$131,452
+HK$6,582/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,740/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,916
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$141,175
−HK$4,327/mo
Today · 4.125%
HK$145,502
baseline
▲ 0.50% · 4.625%
HK$154,355
+HK$8,853/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$291,004/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,317
−HK$8,230/mo
▼ 0.25% · 3.875%
HK$156,402
−HK$4,145/mo
Today · 4.125%
HK$160,547
baseline
▲ 0.50% · 4.625%
HK$169,009
+HK$8,462/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,094/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,706 · Scale 2, in force from 26 Feb 2026)