LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,068
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,434
−HK$2,404/mo
Today · 4.125%
HK$80,838
baseline
▲ 0.50% · 4.625%
HK$85,757
+HK$4,919/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,676/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,625
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,894
−HK$2,303/mo
Today · 4.125%
HK$89,197
baseline
▲ 0.50% · 4.625%
HK$93,898
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,394/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,281
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,121
−HK$2,885/mo
Today · 4.125%
HK$97,006
baseline
▲ 0.50% · 4.625%
HK$102,908
+HK$5,902/mo
Deposit HK$13.34M · loan HK$20.02M · min. income ≈ HK$194,012/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,550
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,273
−HK$2,763/mo
Today · 4.125%
HK$107,036
baseline
▲ 0.50% · 4.625%
HK$112,678
+HK$5,642/mo
Deposit HK$13.34M · loan HK$20.02M · min. income ≈ HK$214,072/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,495
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$109,808
−HK$3,365/mo
Today · 4.125%
HK$113,173
baseline
▲ 0.50% · 4.625%
HK$120,059
+HK$6,886/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,346/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,475
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,652
−HK$3,223/mo
Today · 4.125%
HK$124,875
baseline
▲ 0.50% · 4.625%
HK$131,458
+HK$6,583/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,750/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,922
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$141,181
−HK$4,327/mo
Today · 4.125%
HK$145,508
baseline
▲ 0.50% · 4.625%
HK$154,362
+HK$8,854/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$291,016/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,324
−HK$8,230/mo
▼ 0.25% · 3.875%
HK$156,410
−HK$4,144/mo
Today · 4.125%
HK$160,554
baseline
▲ 0.50% · 4.625%
HK$169,017
+HK$8,463/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,108/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,772 · Scale 2, in force from 26 Feb 2026)