LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,083
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,450
−HK$2,404/mo
Today · 4.125%
HK$80,854
baseline
▲ 0.50% · 4.625%
HK$85,774
+HK$4,920/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,708/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,642
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,912
−HK$2,303/mo
Today · 4.125%
HK$89,215
baseline
▲ 0.50% · 4.625%
HK$93,917
+HK$4,702/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,430/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,300
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,140
−HK$2,885/mo
Today · 4.125%
HK$97,025
baseline
▲ 0.50% · 4.625%
HK$102,929
+HK$5,904/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$194,050/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,570
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,294
−HK$2,764/mo
Today · 4.125%
HK$107,058
baseline
▲ 0.50% · 4.625%
HK$112,701
+HK$5,643/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$214,116/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,516
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,830
−HK$3,366/mo
Today · 4.125%
HK$113,196
baseline
▲ 0.50% · 4.625%
HK$120,084
+HK$6,888/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$226,392/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,498
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,677
−HK$3,224/mo
Today · 4.125%
HK$124,901
baseline
▲ 0.50% · 4.625%
HK$131,484
+HK$6,583/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$249,802/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,950
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,210
−HK$4,328/mo
Today · 4.125%
HK$145,538
baseline
▲ 0.50% · 4.625%
HK$154,393
+HK$8,855/mo
Deposit HK$3.34M · loan HK$30.03M · min. income ≈ HK$291,076/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,355
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,441
−HK$4,145/mo
Today · 4.125%
HK$160,586
baseline
▲ 0.50% · 4.625%
HK$169,051
+HK$8,465/mo
Deposit HK$3.34M · loan HK$30.03M · min. income ≈ HK$321,172/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,418,058 · Scale 2, in force from 26 Feb 2026)