LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,089
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,456
−HK$2,404/mo
Today · 4.125%
HK$80,860
baseline
▲ 0.50% · 4.625%
HK$85,780
+HK$4,920/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,720/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,648
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$86,918
−HK$2,303/mo
Today · 4.125%
HK$89,221
baseline
▲ 0.50% · 4.625%
HK$93,924
+HK$4,703/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,442/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,307
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$94,147
−HK$2,885/mo
Today · 4.125%
HK$97,032
baseline
▲ 0.50% · 4.625%
HK$102,936
+HK$5,904/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$194,064/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,578
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,302
−HK$2,764/mo
Today · 4.125%
HK$107,066
baseline
▲ 0.50% · 4.625%
HK$112,709
+HK$5,643/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$214,132/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,524
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,838
−HK$3,366/mo
Today · 4.125%
HK$113,204
baseline
▲ 0.50% · 4.625%
HK$120,093
+HK$6,889/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$226,408/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,507
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,686
−HK$3,224/mo
Today · 4.125%
HK$124,910
baseline
▲ 0.50% · 4.625%
HK$131,494
+HK$6,584/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$249,820/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,960
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,220
−HK$4,328/mo
Today · 4.125%
HK$145,548
baseline
▲ 0.50% · 4.625%
HK$154,405
+HK$8,857/mo
Deposit HK$3.34M · loan HK$30.03M · min. income ≈ HK$291,096/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,366
−HK$8,232/mo
▼ 0.25% · 3.875%
HK$156,453
−HK$4,145/mo
Today · 4.125%
HK$160,598
baseline
▲ 0.50% · 4.625%
HK$169,064
+HK$8,466/mo
Deposit HK$3.34M · loan HK$30.03M · min. income ≈ HK$321,196/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,163 · Scale 2, in force from 26 Feb 2026)