LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,091
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$78,458
−HK$2,404/mo
Today · 4.125%
HK$80,862
baseline
▲ 0.50% · 4.625%
HK$85,783
+HK$4,921/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,724/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,650
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,921
−HK$2,303/mo
Today · 4.125%
HK$89,224
baseline
▲ 0.50% · 4.625%
HK$93,927
+HK$4,703/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,448/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,309
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$94,149
−HK$2,886/mo
Today · 4.125%
HK$97,035
baseline
▲ 0.50% · 4.625%
HK$102,939
+HK$5,904/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$194,070/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,580
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,305
−HK$2,764/mo
Today · 4.125%
HK$107,069
baseline
▲ 0.50% · 4.625%
HK$112,712
+HK$5,643/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$214,138/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,527
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,841
−HK$3,366/mo
Today · 4.125%
HK$113,207
baseline
▲ 0.50% · 4.625%
HK$120,096
+HK$6,889/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$226,414/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,511
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$121,689
−HK$3,224/mo
Today · 4.125%
HK$124,913
baseline
▲ 0.50% · 4.625%
HK$131,498
+HK$6,585/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$249,826/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,964
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,224
−HK$4,328/mo
Today · 4.125%
HK$145,552
baseline
▲ 0.50% · 4.625%
HK$154,409
+HK$8,857/mo
Deposit HK$3.34M · loan HK$30.03M · min. income ≈ HK$291,104/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,371
−HK$8,232/mo
▼ 0.25% · 3.875%
HK$156,457
−HK$4,146/mo
Today · 4.125%
HK$160,603
baseline
▲ 0.50% · 4.625%
HK$169,068
+HK$8,465/mo
Deposit HK$3.34M · loan HK$30.03M · min. income ≈ HK$321,206/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,202 · Scale 2, in force from 26 Feb 2026)