LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,099
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,466
−HK$2,405/mo
Today · 4.125%
HK$80,871
baseline
▲ 0.50% · 4.625%
HK$85,792
+HK$4,921/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,742/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,660
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,930
−HK$2,304/mo
Today · 4.125%
HK$89,234
baseline
▲ 0.50% · 4.625%
HK$93,937
+HK$4,703/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,468/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,319
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,160
−HK$2,886/mo
Today · 4.125%
HK$97,046
baseline
▲ 0.50% · 4.625%
HK$102,951
+HK$5,905/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$194,092/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,592
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$104,316
−HK$2,764/mo
Today · 4.125%
HK$107,080
baseline
▲ 0.50% · 4.625%
HK$112,725
+HK$5,645/mo
Deposit HK$13.35M · loan HK$20.02M · min. income ≈ HK$214,160/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,539
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$109,853
−HK$3,367/mo
Today · 4.125%
HK$113,220
baseline
▲ 0.50% · 4.625%
HK$120,109
+HK$6,889/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$226,440/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,524
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,702
−HK$3,225/mo
Today · 4.125%
HK$124,927
baseline
▲ 0.50% · 4.625%
HK$131,512
+HK$6,585/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$249,854/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,979
−HK$8,590/mo
▼ 0.25% · 3.875%
HK$141,240
−HK$4,329/mo
Today · 4.125%
HK$145,569
baseline
▲ 0.50% · 4.625%
HK$154,426
+HK$8,857/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$291,138/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,388
−HK$8,233/mo
▼ 0.25% · 3.875%
HK$156,474
−HK$4,147/mo
Today · 4.125%
HK$160,621
baseline
▲ 0.50% · 4.625%
HK$169,087
+HK$8,466/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$321,242/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,359 · Scale 2, in force from 26 Feb 2026)