LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,104
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,471
−HK$2,405/mo
Today · 4.125%
HK$80,876
baseline
▲ 0.50% · 4.625%
HK$85,797
+HK$4,921/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,752/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,665
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$86,935
−HK$2,304/mo
Today · 4.125%
HK$89,239
baseline
▲ 0.50% · 4.625%
HK$93,943
+HK$4,704/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,478/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,325
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,165
−HK$2,887/mo
Today · 4.125%
HK$97,052
baseline
▲ 0.50% · 4.625%
HK$102,957
+HK$5,905/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,104/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,598
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,323
−HK$2,764/mo
Today · 4.125%
HK$107,087
baseline
▲ 0.50% · 4.625%
HK$112,731
+HK$5,644/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,174/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,545
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,860
−HK$3,367/mo
Today · 4.125%
HK$113,227
baseline
▲ 0.50% · 4.625%
HK$120,116
+HK$6,889/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$226,454/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,531
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,710
−HK$3,225/mo
Today · 4.125%
HK$124,935
baseline
▲ 0.50% · 4.625%
HK$131,520
+HK$6,585/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$249,870/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,987
−HK$8,590/mo
▼ 0.25% · 3.875%
HK$141,248
−HK$4,329/mo
Today · 4.125%
HK$145,577
baseline
▲ 0.50% · 4.625%
HK$154,435
+HK$8,858/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$291,154/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,397
−HK$8,233/mo
▼ 0.25% · 3.875%
HK$156,484
−HK$4,146/mo
Today · 4.125%
HK$160,630
baseline
▲ 0.50% · 4.625%
HK$169,097
+HK$8,467/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$321,260/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,444 · Scale 2, in force from 26 Feb 2026)