LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,111
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$78,478
−HK$2,405/mo
Today · 4.125%
HK$80,883
baseline
▲ 0.50% · 4.625%
HK$85,805
+HK$4,922/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,766/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,672
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,943
−HK$2,304/mo
Today · 4.125%
HK$89,247
baseline
▲ 0.50% · 4.625%
HK$93,951
+HK$4,704/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,494/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,333
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$94,174
−HK$2,886/mo
Today · 4.125%
HK$97,060
baseline
▲ 0.50% · 4.625%
HK$102,966
+HK$5,906/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,120/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,607
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$104,332
−HK$2,764/mo
Today · 4.125%
HK$107,096
baseline
▲ 0.50% · 4.625%
HK$112,741
+HK$5,645/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,192/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,555
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,869
−HK$3,368/mo
Today · 4.125%
HK$113,237
baseline
▲ 0.50% · 4.625%
HK$120,127
+HK$6,890/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$226,474/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,541
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,720
−HK$3,226/mo
Today · 4.125%
HK$124,946
baseline
▲ 0.50% · 4.625%
HK$131,532
+HK$6,586/mo
Deposit HK$10.01M · loan HK$23.36M · min. income ≈ HK$249,892/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,999
−HK$8,591/mo
▼ 0.25% · 3.875%
HK$141,260
−HK$4,330/mo
Today · 4.125%
HK$145,590
baseline
▲ 0.50% · 4.625%
HK$154,449
+HK$8,859/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$291,180/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,410
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$156,498
−HK$4,146/mo
Today · 4.125%
HK$160,644
baseline
▲ 0.50% · 4.625%
HK$169,112
+HK$8,468/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$321,288/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,568 · Scale 2, in force from 26 Feb 2026)