LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,114
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,482
−HK$2,405/mo
Today · 4.125%
HK$80,887
baseline
▲ 0.50% · 4.625%
HK$85,809
+HK$4,922/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,774/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,676
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,947
−HK$2,304/mo
Today · 4.125%
HK$89,251
baseline
▲ 0.50% · 4.625%
HK$93,956
+HK$4,705/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,502/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,337
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,178
−HK$2,887/mo
Today · 4.125%
HK$97,065
baseline
▲ 0.50% · 4.625%
HK$102,971
+HK$5,906/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,130/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,612
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,337
−HK$2,765/mo
Today · 4.125%
HK$107,102
baseline
▲ 0.50% · 4.625%
HK$112,747
+HK$5,645/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,204/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,560
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,875
−HK$3,367/mo
Today · 4.125%
HK$113,242
baseline
▲ 0.50% · 4.625%
HK$120,133
+HK$6,891/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$226,484/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,547
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,726
−HK$3,226/mo
Today · 4.125%
HK$124,952
baseline
▲ 0.50% · 4.625%
HK$131,538
+HK$6,586/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$249,904/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,006
−HK$8,591/mo
▼ 0.25% · 3.875%
HK$141,268
−HK$4,329/mo
Today · 4.125%
HK$145,597
baseline
▲ 0.50% · 4.625%
HK$154,457
+HK$8,860/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$291,194/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,418
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$156,505
−HK$4,147/mo
Today · 4.125%
HK$160,652
baseline
▲ 0.50% · 4.625%
HK$169,121
+HK$8,469/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$321,304/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,640 · Scale 2, in force from 26 Feb 2026)