LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,116
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,484
−HK$2,405/mo
Today · 4.125%
HK$80,889
baseline
▲ 0.50% · 4.625%
HK$85,811
+HK$4,922/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,778/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,678
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,950
−HK$2,303/mo
Today · 4.125%
HK$89,253
baseline
▲ 0.50% · 4.625%
HK$93,958
+HK$4,705/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,506/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,339
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,181
−HK$2,886/mo
Today · 4.125%
HK$97,067
baseline
▲ 0.50% · 4.625%
HK$102,973
+HK$5,906/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,134/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,614
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$104,339
−HK$2,765/mo
Today · 4.125%
HK$107,104
baseline
▲ 0.50% · 4.625%
HK$112,750
+HK$5,646/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,208/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,563
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,877
−HK$3,368/mo
Today · 4.125%
HK$113,245
baseline
▲ 0.50% · 4.625%
HK$120,136
+HK$6,891/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$226,490/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,550
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,729
−HK$3,226/mo
Today · 4.125%
HK$124,955
baseline
▲ 0.50% · 4.625%
HK$131,541
+HK$6,586/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$249,910/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,009
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,271
−HK$4,330/mo
Today · 4.125%
HK$145,601
baseline
▲ 0.50% · 4.625%
HK$154,460
+HK$8,859/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$291,202/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,421
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$156,509
−HK$4,147/mo
Today · 4.125%
HK$160,656
baseline
▲ 0.50% · 4.625%
HK$169,124
+HK$8,468/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$321,312/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,673 · Scale 2, in force from 26 Feb 2026)