LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,120
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,488
−HK$2,406/mo
Today · 4.125%
HK$80,894
baseline
▲ 0.50% · 4.625%
HK$85,816
+HK$4,922/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,788/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,683
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,954
−HK$2,304/mo
Today · 4.125%
HK$89,258
baseline
▲ 0.50% · 4.625%
HK$93,963
+HK$4,705/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,516/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,344
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,185
−HK$2,887/mo
Today · 4.125%
HK$97,072
baseline
▲ 0.50% · 4.625%
HK$102,979
+HK$5,907/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,144/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,619
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,345
−HK$2,765/mo
Today · 4.125%
HK$107,110
baseline
▲ 0.50% · 4.625%
HK$112,756
+HK$5,646/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,220/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,568
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,883
−HK$3,368/mo
Today · 4.125%
HK$113,251
baseline
▲ 0.50% · 4.625%
HK$120,142
+HK$6,891/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$226,502/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,556
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,736
−HK$3,225/mo
Today · 4.125%
HK$124,961
baseline
▲ 0.50% · 4.625%
HK$131,548
+HK$6,587/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$249,922/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,016
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,278
−HK$4,330/mo
Today · 4.125%
HK$145,608
baseline
▲ 0.50% · 4.625%
HK$154,468
+HK$8,860/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$291,216/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,429
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$156,517
−HK$4,147/mo
Today · 4.125%
HK$160,664
baseline
▲ 0.50% · 4.625%
HK$169,133
+HK$8,469/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$321,328/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,747 · Scale 2, in force from 26 Feb 2026)