LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,122
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,490
−HK$2,406/mo
Today · 4.125%
HK$80,896
baseline
▲ 0.50% · 4.625%
HK$85,818
+HK$4,922/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,792/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,685
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,956
−HK$2,304/mo
Today · 4.125%
HK$89,260
baseline
▲ 0.50% · 4.625%
HK$93,966
+HK$4,706/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,520/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,347
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,188
−HK$2,887/mo
Today · 4.125%
HK$97,075
baseline
▲ 0.50% · 4.625%
HK$102,982
+HK$5,907/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,150/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,622
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,348
−HK$2,765/mo
Today · 4.125%
HK$107,113
baseline
▲ 0.50% · 4.625%
HK$112,759
+HK$5,646/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,226/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,571
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,886
−HK$3,368/mo
Today · 4.125%
HK$113,254
baseline
▲ 0.50% · 4.625%
HK$120,145
+HK$6,891/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$226,508/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,559
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$121,739
−HK$3,226/mo
Today · 4.125%
HK$124,965
baseline
▲ 0.50% · 4.625%
HK$131,552
+HK$6,587/mo
Deposit HK$10.01M · loan HK$23.37M · min. income ≈ HK$249,930/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,020
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,282
−HK$4,330/mo
Today · 4.125%
HK$145,612
baseline
▲ 0.50% · 4.625%
HK$154,472
+HK$8,860/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$291,224/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,433
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,522
−HK$4,147/mo
Today · 4.125%
HK$160,669
baseline
▲ 0.50% · 4.625%
HK$169,138
+HK$8,469/mo
Deposit HK$3.34M · loan HK$30.04M · min. income ≈ HK$321,338/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,786 · Scale 2, in force from 26 Feb 2026)