LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,123
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,491
−HK$2,406/mo
Today · 4.125%
HK$80,897
baseline
▲ 0.50% · 4.625%
HK$85,819
+HK$4,922/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,794/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,686
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,957
−HK$2,305/mo
Today · 4.125%
HK$89,262
baseline
▲ 0.50% · 4.625%
HK$93,967
+HK$4,705/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,524/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,348
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$94,189
−HK$2,887/mo
Today · 4.125%
HK$97,076
baseline
▲ 0.50% · 4.625%
HK$102,983
+HK$5,907/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,152/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,623
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,349
−HK$2,765/mo
Today · 4.125%
HK$107,114
baseline
▲ 0.50% · 4.625%
HK$112,760
+HK$5,646/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,228/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,572
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,887
−HK$3,368/mo
Today · 4.125%
HK$113,255
baseline
▲ 0.50% · 4.625%
HK$120,147
+HK$6,892/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$226,510/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,561
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,740
−HK$3,226/mo
Today · 4.125%
HK$124,966
baseline
▲ 0.50% · 4.625%
HK$131,553
+HK$6,587/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$249,932/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,022
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,284
−HK$4,330/mo
Today · 4.125%
HK$145,614
baseline
▲ 0.50% · 4.625%
HK$154,474
+HK$8,860/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,228/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,435
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,523
−HK$4,148/mo
Today · 4.125%
HK$160,671
baseline
▲ 0.50% · 4.625%
HK$169,140
+HK$8,469/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,342/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,803 · Scale 2, in force from 26 Feb 2026)