LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,124
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$78,491
−HK$2,406/mo
Today · 4.125%
HK$80,897
baseline
▲ 0.50% · 4.625%
HK$85,820
+HK$4,923/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,794/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,687
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$86,958
−HK$2,304/mo
Today · 4.125%
HK$89,262
baseline
▲ 0.50% · 4.625%
HK$93,967
+HK$4,705/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,524/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,348
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,190
−HK$2,887/mo
Today · 4.125%
HK$97,077
baseline
▲ 0.50% · 4.625%
HK$102,984
+HK$5,907/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,154/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,624
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,350
−HK$2,765/mo
Today · 4.125%
HK$107,115
baseline
▲ 0.50% · 4.625%
HK$112,761
+HK$5,646/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,230/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,573
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,888
−HK$3,368/mo
Today · 4.125%
HK$113,256
baseline
▲ 0.50% · 4.625%
HK$120,148
+HK$6,892/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$226,512/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,561
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$121,741
−HK$3,226/mo
Today · 4.125%
HK$124,967
baseline
▲ 0.50% · 4.625%
HK$131,554
+HK$6,587/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$249,934/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,023
−HK$8,592/mo
▼ 0.25% · 3.875%
HK$141,285
−HK$4,330/mo
Today · 4.125%
HK$145,615
baseline
▲ 0.50% · 4.625%
HK$154,475
+HK$8,860/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,230/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,436
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,524
−HK$4,148/mo
Today · 4.125%
HK$160,672
baseline
▲ 0.50% · 4.625%
HK$169,141
+HK$8,469/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,344/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,812 · Scale 2, in force from 26 Feb 2026)