LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,132
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,500
−HK$2,406/mo
Today · 4.125%
HK$80,906
baseline
▲ 0.50% · 4.625%
HK$85,829
+HK$4,923/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,812/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,696
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,967
−HK$2,305/mo
Today · 4.125%
HK$89,272
baseline
▲ 0.50% · 4.625%
HK$93,977
+HK$4,705/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,544/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,358
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,200
−HK$2,887/mo
Today · 4.125%
HK$97,087
baseline
▲ 0.50% · 4.625%
HK$102,995
+HK$5,908/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$194,174/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,635
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,361
−HK$2,765/mo
Today · 4.125%
HK$107,126
baseline
▲ 0.50% · 4.625%
HK$112,773
+HK$5,647/mo
Deposit HK$13.35M · loan HK$20.03M · min. income ≈ HK$214,252/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,585
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,900
−HK$3,368/mo
Today · 4.125%
HK$113,268
baseline
▲ 0.50% · 4.625%
HK$120,160
+HK$6,892/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$226,536/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,574
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$121,754
−HK$3,226/mo
Today · 4.125%
HK$124,980
baseline
▲ 0.50% · 4.625%
HK$131,568
+HK$6,588/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$249,960/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,037
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,300
−HK$4,331/mo
Today · 4.125%
HK$145,631
baseline
▲ 0.50% · 4.625%
HK$154,492
+HK$8,861/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,262/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,453
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,541
−HK$4,148/mo
Today · 4.125%
HK$160,689
baseline
▲ 0.50% · 4.625%
HK$169,159
+HK$8,470/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,378/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,965 · Scale 2, in force from 26 Feb 2026)