LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,133
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,501
−HK$2,406/mo
Today · 4.125%
HK$80,907
baseline
▲ 0.50% · 4.625%
HK$85,830
+HK$4,923/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,814/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,697
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,968
−HK$2,305/mo
Today · 4.125%
HK$89,273
baseline
▲ 0.50% · 4.625%
HK$93,978
+HK$4,705/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,546/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,359
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,201
−HK$2,887/mo
Today · 4.125%
HK$97,088
baseline
▲ 0.50% · 4.625%
HK$102,996
+HK$5,908/mo
Deposit HK$13.36M · loan HK$20.03M · min. income ≈ HK$194,176/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,636
−HK$5,491/mo
▼ 0.25% · 3.875%
HK$104,362
−HK$2,765/mo
Today · 4.125%
HK$107,127
baseline
▲ 0.50% · 4.625%
HK$112,774
+HK$5,647/mo
Deposit HK$13.36M · loan HK$20.03M · min. income ≈ HK$214,254/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,586
−HK$6,683/mo
▼ 0.25% · 3.875%
HK$109,901
−HK$3,368/mo
Today · 4.125%
HK$113,269
baseline
▲ 0.50% · 4.625%
HK$120,162
+HK$6,893/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$226,538/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,575
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$121,756
−HK$3,226/mo
Today · 4.125%
HK$124,982
baseline
▲ 0.50% · 4.625%
HK$131,570
+HK$6,588/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$249,964/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,039
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,301
−HK$4,331/mo
Today · 4.125%
HK$145,632
baseline
▲ 0.50% · 4.625%
HK$154,494
+HK$8,862/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,264/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,454
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,543
−HK$4,148/mo
Today · 4.125%
HK$160,691
baseline
▲ 0.50% · 4.625%
HK$169,161
+HK$8,470/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,382/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,418,979 · Scale 2, in force from 26 Feb 2026)