LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,136
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,504
−HK$2,406/mo
Today · 4.125%
HK$80,910
baseline
▲ 0.50% · 4.625%
HK$85,833
+HK$4,923/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,820/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,700
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,972
−HK$2,304/mo
Today · 4.125%
HK$89,276
baseline
▲ 0.50% · 4.625%
HK$93,982
+HK$4,706/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,552/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,363
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,205
−HK$2,887/mo
Today · 4.125%
HK$97,092
baseline
▲ 0.50% · 4.625%
HK$103,000
+HK$5,908/mo
Deposit HK$13.36M · loan HK$20.03M · min. income ≈ HK$194,184/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,640
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,366
−HK$2,766/mo
Today · 4.125%
HK$107,132
baseline
▲ 0.50% · 4.625%
HK$112,779
+HK$5,647/mo
Deposit HK$13.36M · loan HK$20.03M · min. income ≈ HK$214,264/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,590
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$109,906
−HK$3,368/mo
Today · 4.125%
HK$113,274
baseline
▲ 0.50% · 4.625%
HK$120,167
+HK$6,893/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$226,548/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,580
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$121,761
−HK$3,226/mo
Today · 4.125%
HK$124,987
baseline
▲ 0.50% · 4.625%
HK$131,575
+HK$6,588/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$249,974/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,044
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,307
−HK$4,331/mo
Today · 4.125%
HK$145,638
baseline
▲ 0.50% · 4.625%
HK$154,500
+HK$8,862/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,276/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,460
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,549
−HK$4,148/mo
Today · 4.125%
HK$160,697
baseline
▲ 0.50% · 4.625%
HK$169,168
+HK$8,471/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,394/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,038 · Scale 2, in force from 26 Feb 2026)