LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,137
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$78,505
−HK$2,406/mo
Today · 4.125%
HK$80,911
baseline
▲ 0.50% · 4.625%
HK$85,834
+HK$4,923/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$161,822/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,701
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,973
−HK$2,304/mo
Today · 4.125%
HK$89,277
baseline
▲ 0.50% · 4.625%
HK$93,983
+HK$4,706/mo
Deposit HK$16.69M · loan HK$16.69M · min. income ≈ HK$178,554/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,364
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,206
−HK$2,887/mo
Today · 4.125%
HK$97,093
baseline
▲ 0.50% · 4.625%
HK$103,001
+HK$5,908/mo
Deposit HK$13.36M · loan HK$20.03M · min. income ≈ HK$194,186/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,641
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,367
−HK$2,766/mo
Today · 4.125%
HK$107,133
baseline
▲ 0.50% · 4.625%
HK$112,780
+HK$5,647/mo
Deposit HK$13.36M · loan HK$20.03M · min. income ≈ HK$214,266/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,591
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$109,907
−HK$3,368/mo
Today · 4.125%
HK$113,275
baseline
▲ 0.50% · 4.625%
HK$120,168
+HK$6,893/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$226,550/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,582
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$121,762
−HK$3,226/mo
Today · 4.125%
HK$124,988
baseline
▲ 0.50% · 4.625%
HK$131,576
+HK$6,588/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$249,976/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,046
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,309
−HK$4,331/mo
Today · 4.125%
HK$145,640
baseline
▲ 0.50% · 4.625%
HK$154,502
+HK$8,862/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,280/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,462
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,551
−HK$4,148/mo
Today · 4.125%
HK$160,699
baseline
▲ 0.50% · 4.625%
HK$169,170
+HK$8,471/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,398/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,052 · Scale 2, in force from 26 Feb 2026)