LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,143
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,511
−HK$2,407/mo
Today · 4.125%
HK$80,918
baseline
▲ 0.50% · 4.625%
HK$85,841
+HK$4,923/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,836/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,708
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,980
−HK$2,305/mo
Today · 4.125%
HK$89,285
baseline
▲ 0.50% · 4.625%
HK$93,991
+HK$4,706/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,570/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,372
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$94,214
−HK$2,887/mo
Today · 4.125%
HK$97,101
baseline
▲ 0.50% · 4.625%
HK$103,010
+HK$5,909/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$194,202/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,650
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,376
−HK$2,766/mo
Today · 4.125%
HK$107,142
baseline
▲ 0.50% · 4.625%
HK$112,789
+HK$5,647/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$214,284/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,600
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$109,916
−HK$3,369/mo
Today · 4.125%
HK$113,285
baseline
▲ 0.50% · 4.625%
HK$120,178
+HK$6,893/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$226,570/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,592
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$121,772
−HK$3,227/mo
Today · 4.125%
HK$124,999
baseline
▲ 0.50% · 4.625%
HK$131,588
+HK$6,589/mo
Deposit HK$10.02M · loan HK$23.37M · min. income ≈ HK$249,998/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,057
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$141,321
−HK$4,331/mo
Today · 4.125%
HK$145,652
baseline
▲ 0.50% · 4.625%
HK$154,515
+HK$8,863/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,304/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,475
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$156,564
−HK$4,149/mo
Today · 4.125%
HK$160,713
baseline
▲ 0.50% · 4.625%
HK$169,184
+HK$8,471/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,426/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,172 · Scale 2, in force from 26 Feb 2026)