LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,145
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,513
−HK$2,407/mo
Today · 4.125%
HK$80,920
baseline
▲ 0.50% · 4.625%
HK$85,843
+HK$4,923/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,840/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,710
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,982
−HK$2,305/mo
Today · 4.125%
HK$89,287
baseline
▲ 0.50% · 4.625%
HK$93,993
+HK$4,706/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,574/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,374
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,216
−HK$2,888/mo
Today · 4.125%
HK$97,104
baseline
▲ 0.50% · 4.625%
HK$103,012
+HK$5,908/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$194,208/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,652
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,379
−HK$2,765/mo
Today · 4.125%
HK$107,144
baseline
▲ 0.50% · 4.625%
HK$112,792
+HK$5,648/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$214,288/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,603
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$109,919
−HK$3,369/mo
Today · 4.125%
HK$113,288
baseline
▲ 0.50% · 4.625%
HK$120,181
+HK$6,893/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$226,576/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,594
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$121,775
−HK$3,227/mo
Today · 4.125%
HK$125,002
baseline
▲ 0.50% · 4.625%
HK$131,591
+HK$6,589/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$250,004/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,060
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$141,324
−HK$4,331/mo
Today · 4.125%
HK$145,655
baseline
▲ 0.50% · 4.625%
HK$154,518
+HK$8,863/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,310/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,478
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$156,568
−HK$4,148/mo
Today · 4.125%
HK$160,716
baseline
▲ 0.50% · 4.625%
HK$169,188
+HK$8,472/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,432/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,205 · Scale 2, in force from 26 Feb 2026)