LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,145
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,514
−HK$2,406/mo
Today · 4.125%
HK$80,920
baseline
▲ 0.50% · 4.625%
HK$85,844
+HK$4,924/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,840/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,711
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,983
−HK$2,304/mo
Today · 4.125%
HK$89,287
baseline
▲ 0.50% · 4.625%
HK$93,994
+HK$4,707/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,574/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,374
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,217
−HK$2,887/mo
Today · 4.125%
HK$97,104
baseline
▲ 0.50% · 4.625%
HK$103,013
+HK$5,909/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$194,208/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,653
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,379
−HK$2,766/mo
Today · 4.125%
HK$107,145
baseline
▲ 0.50% · 4.625%
HK$112,793
+HK$5,648/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$214,290/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,603
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$109,919
−HK$3,369/mo
Today · 4.125%
HK$113,288
baseline
▲ 0.50% · 4.625%
HK$120,182
+HK$6,894/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$226,576/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,595
−HK$6,407/mo
▼ 0.25% · 3.875%
HK$121,776
−HK$3,226/mo
Today · 4.125%
HK$125,002
baseline
▲ 0.50% · 4.625%
HK$131,592
+HK$6,590/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$250,004/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,061
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$141,325
−HK$4,331/mo
Today · 4.125%
HK$145,656
baseline
▲ 0.50% · 4.625%
HK$154,519
+HK$8,863/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,312/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,479
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$156,569
−HK$4,148/mo
Today · 4.125%
HK$160,717
baseline
▲ 0.50% · 4.625%
HK$169,189
+HK$8,472/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,434/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,215 · Scale 2, in force from 26 Feb 2026)