LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,146
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,515
−HK$2,406/mo
Today · 4.125%
HK$80,921
baseline
▲ 0.50% · 4.625%
HK$85,845
+HK$4,924/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,842/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,712
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$86,984
−HK$2,304/mo
Today · 4.125%
HK$89,288
baseline
▲ 0.50% · 4.625%
HK$93,995
+HK$4,707/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,576/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,375
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,218
−HK$2,887/mo
Today · 4.125%
HK$97,105
baseline
▲ 0.50% · 4.625%
HK$103,014
+HK$5,909/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$194,210/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,654
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,380
−HK$2,766/mo
Today · 4.125%
HK$107,146
baseline
▲ 0.50% · 4.625%
HK$112,794
+HK$5,648/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$214,292/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,605
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$109,921
−HK$3,369/mo
Today · 4.125%
HK$113,290
baseline
▲ 0.50% · 4.625%
HK$120,183
+HK$6,893/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$226,580/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,596
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$121,777
−HK$3,227/mo
Today · 4.125%
HK$125,004
baseline
▲ 0.50% · 4.625%
HK$131,593
+HK$6,589/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$250,008/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,063
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$141,326
−HK$4,332/mo
Today · 4.125%
HK$145,658
baseline
▲ 0.50% · 4.625%
HK$154,521
+HK$8,863/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$291,316/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,481
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$156,571
−HK$4,148/mo
Today · 4.125%
HK$160,719
baseline
▲ 0.50% · 4.625%
HK$169,191
+HK$8,472/mo
Deposit HK$3.34M · loan HK$30.05M · min. income ≈ HK$321,438/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,231 · Scale 2, in force from 26 Feb 2026)