LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,150
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$78,519
−HK$2,406/mo
Today · 4.125%
HK$80,925
baseline
▲ 0.50% · 4.625%
HK$85,849
+HK$4,924/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,850/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,716
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$86,988
−HK$2,305/mo
Today · 4.125%
HK$89,293
baseline
▲ 0.50% · 4.625%
HK$94,000
+HK$4,707/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,586/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,380
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,222
−HK$2,888/mo
Today · 4.125%
HK$97,110
baseline
▲ 0.50% · 4.625%
HK$103,019
+HK$5,909/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$194,220/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,659
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$104,386
−HK$2,765/mo
Today · 4.125%
HK$107,151
baseline
▲ 0.50% · 4.625%
HK$112,800
+HK$5,649/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$214,302/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,610
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$109,926
−HK$3,369/mo
Today · 4.125%
HK$113,295
baseline
▲ 0.50% · 4.625%
HK$120,189
+HK$6,894/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$226,590/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,602
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$121,783
−HK$3,227/mo
Today · 4.125%
HK$125,010
baseline
▲ 0.50% · 4.625%
HK$131,599
+HK$6,589/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$250,020/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,070
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$141,333
−HK$4,332/mo
Today · 4.125%
HK$145,665
baseline
▲ 0.50% · 4.625%
HK$154,529
+HK$8,864/mo
Deposit HK$3.34M · loan HK$30.06M · min. income ≈ HK$291,330/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,489
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$156,578
−HK$4,149/mo
Today · 4.125%
HK$160,727
baseline
▲ 0.50% · 4.625%
HK$169,199
+HK$8,472/mo
Deposit HK$3.34M · loan HK$30.06M · min. income ≈ HK$321,454/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,300 · Scale 2, in force from 26 Feb 2026)