LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,156
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$78,525
−HK$2,407/mo
Today · 4.125%
HK$80,932
baseline
▲ 0.50% · 4.625%
HK$85,857
+HK$4,925/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,864/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,723
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$86,995
−HK$2,306/mo
Today · 4.125%
HK$89,301
baseline
▲ 0.50% · 4.625%
HK$94,008
+HK$4,707/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,602/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,388
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$94,230
−HK$2,888/mo
Today · 4.125%
HK$97,118
baseline
▲ 0.50% · 4.625%
HK$103,028
+HK$5,910/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$194,236/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,668
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$104,395
−HK$2,766/mo
Today · 4.125%
HK$107,161
baseline
▲ 0.50% · 4.625%
HK$112,809
+HK$5,648/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$214,322/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,619
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$109,935
−HK$3,370/mo
Today · 4.125%
HK$113,305
baseline
▲ 0.50% · 4.625%
HK$120,199
+HK$6,894/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$226,610/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,612
−HK$6,409/mo
▼ 0.25% · 3.875%
HK$121,794
−HK$3,227/mo
Today · 4.125%
HK$125,021
baseline
▲ 0.50% · 4.625%
HK$131,611
+HK$6,590/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$250,042/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,081
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,345
−HK$4,333/mo
Today · 4.125%
HK$145,678
baseline
▲ 0.50% · 4.625%
HK$154,542
+HK$8,864/mo
Deposit HK$3.34M · loan HK$30.06M · min. income ≈ HK$291,356/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,502
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$156,592
−HK$4,149/mo
Today · 4.125%
HK$160,741
baseline
▲ 0.50% · 4.625%
HK$169,214
+HK$8,473/mo
Deposit HK$3.34M · loan HK$30.06M · min. income ≈ HK$321,482/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,422 · Scale 2, in force from 26 Feb 2026)