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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$3.34M
HIBOR 1M · 3.9%
Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$10,664
−HK$669/mo
▼ 0.25% · 3.875%
HK$10,996
−HK$337/mo
Today · 4.125%
HK$11,333
baseline
▲ 0.50% · 4.625%
HK$12,022
+HK$689/mo
Deposit HK$1.00M · loan HK$2.34M · min. income ≈ HK$22,666/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com