LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,175
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,544
−HK$2,408/mo
Today · 4.125%
HK$80,952
baseline
▲ 0.50% · 4.625%
HK$85,877
+HK$4,925/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,904/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,744
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$87,016
−HK$2,306/mo
Today · 4.125%
HK$89,322
baseline
▲ 0.50% · 4.625%
HK$94,030
+HK$4,708/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,644/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,410
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$94,253
−HK$2,889/mo
Today · 4.125%
HK$97,142
baseline
▲ 0.50% · 4.625%
HK$103,053
+HK$5,911/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$194,284/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,692
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,420
−HK$2,767/mo
Today · 4.125%
HK$107,187
baseline
▲ 0.50% · 4.625%
HK$112,836
+HK$5,649/mo
Deposit HK$13.36M · loan HK$20.04M · min. income ≈ HK$214,374/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,645
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$109,962
−HK$3,370/mo
Today · 4.125%
HK$113,332
baseline
▲ 0.50% · 4.625%
HK$120,228
+HK$6,896/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$226,664/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,641
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$121,823
−HK$3,228/mo
Today · 4.125%
HK$125,051
baseline
▲ 0.50% · 4.625%
HK$131,643
+HK$6,592/mo
Deposit HK$10.02M · loan HK$23.38M · min. income ≈ HK$250,102/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,115
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$141,380
−HK$4,333/mo
Today · 4.125%
HK$145,713
baseline
▲ 0.50% · 4.625%
HK$154,579
+HK$8,866/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$291,426/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,539
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,630
−HK$4,150/mo
Today · 4.125%
HK$160,780
baseline
▲ 0.50% · 4.625%
HK$169,255
+HK$8,475/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$321,560/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,765 · Scale 2, in force from 26 Feb 2026)