LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,183
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$78,552
−HK$2,408/mo
Today · 4.125%
HK$80,960
baseline
▲ 0.50% · 4.625%
HK$85,886
+HK$4,926/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$161,920/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,752
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,025
−HK$2,306/mo
Today · 4.125%
HK$89,331
baseline
▲ 0.50% · 4.625%
HK$94,040
+HK$4,709/mo
Deposit HK$16.70M · loan HK$16.70M · min. income ≈ HK$178,662/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,419
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$94,263
−HK$2,889/mo
Today · 4.125%
HK$97,152
baseline
▲ 0.50% · 4.625%
HK$103,063
+HK$5,911/mo
Deposit HK$13.36M · loan HK$20.05M · min. income ≈ HK$194,304/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,703
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,431
−HK$2,767/mo
Today · 4.125%
HK$107,198
baseline
▲ 0.50% · 4.625%
HK$112,848
+HK$5,650/mo
Deposit HK$13.36M · loan HK$20.05M · min. income ≈ HK$214,396/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,656
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$109,973
−HK$3,371/mo
Today · 4.125%
HK$113,344
baseline
▲ 0.50% · 4.625%
HK$120,241
+HK$6,897/mo
Deposit HK$10.02M · loan HK$23.39M · min. income ≈ HK$226,688/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,653
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$121,836
−HK$3,228/mo
Today · 4.125%
HK$125,064
baseline
▲ 0.50% · 4.625%
HK$131,656
+HK$6,592/mo
Deposit HK$10.02M · loan HK$23.39M · min. income ≈ HK$250,128/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,129
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$141,394
−HK$4,334/mo
Today · 4.125%
HK$145,728
baseline
▲ 0.50% · 4.625%
HK$154,595
+HK$8,867/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$291,456/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,554
−HK$8,242/mo
▼ 0.25% · 3.875%
HK$156,646
−HK$4,150/mo
Today · 4.125%
HK$160,796
baseline
▲ 0.50% · 4.625%
HK$169,272
+HK$8,476/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$321,592/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,419,912 · Scale 2, in force from 26 Feb 2026)