LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,188
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,558
−HK$2,408/mo
Today · 4.125%
HK$80,966
baseline
▲ 0.50% · 4.625%
HK$85,892
+HK$4,926/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$161,932/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,758
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,031
−HK$2,306/mo
Today · 4.125%
HK$89,337
baseline
▲ 0.50% · 4.625%
HK$94,047
+HK$4,710/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$178,674/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,425
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,269
−HK$2,890/mo
Today · 4.125%
HK$97,159
baseline
▲ 0.50% · 4.625%
HK$103,071
+HK$5,912/mo
Deposit HK$13.36M · loan HK$20.05M · min. income ≈ HK$194,318/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,710
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$104,438
−HK$2,767/mo
Today · 4.125%
HK$107,205
baseline
▲ 0.50% · 4.625%
HK$112,856
+HK$5,651/mo
Deposit HK$13.36M · loan HK$20.05M · min. income ≈ HK$214,410/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,663
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$109,981
−HK$3,371/mo
Today · 4.125%
HK$113,352
baseline
▲ 0.50% · 4.625%
HK$120,249
+HK$6,897/mo
Deposit HK$10.02M · loan HK$23.39M · min. income ≈ HK$226,704/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,662
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$121,844
−HK$3,228/mo
Today · 4.125%
HK$125,072
baseline
▲ 0.50% · 4.625%
HK$131,665
+HK$6,593/mo
Deposit HK$10.02M · loan HK$23.39M · min. income ≈ HK$250,144/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,138
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$141,404
−HK$4,334/mo
Today · 4.125%
HK$145,738
baseline
▲ 0.50% · 4.625%
HK$154,606
+HK$8,868/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$291,476/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,565
−HK$8,242/mo
▼ 0.25% · 3.875%
HK$156,657
−HK$4,150/mo
Today · 4.125%
HK$160,807
baseline
▲ 0.50% · 4.625%
HK$169,284
+HK$8,477/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$321,614/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,009 · Scale 2, in force from 26 Feb 2026)