LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,190
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,560
−HK$2,408/mo
Today · 4.125%
HK$80,968
baseline
▲ 0.50% · 4.625%
HK$85,895
+HK$4,927/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$161,936/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,761
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$87,034
−HK$2,306/mo
Today · 4.125%
HK$89,340
baseline
▲ 0.50% · 4.625%
HK$94,050
+HK$4,710/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$178,680/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,428
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,272
−HK$2,890/mo
Today · 4.125%
HK$97,162
baseline
▲ 0.50% · 4.625%
HK$103,074
+HK$5,912/mo
Deposit HK$13.37M · loan HK$20.05M · min. income ≈ HK$194,324/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,713
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,441
−HK$2,768/mo
Today · 4.125%
HK$107,209
baseline
▲ 0.50% · 4.625%
HK$112,860
+HK$5,651/mo
Deposit HK$13.37M · loan HK$20.05M · min. income ≈ HK$214,418/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,667
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$109,984
−HK$3,371/mo
Today · 4.125%
HK$113,355
baseline
▲ 0.50% · 4.625%
HK$120,253
+HK$6,898/mo
Deposit HK$10.02M · loan HK$23.39M · min. income ≈ HK$226,710/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,665
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$121,848
−HK$3,229/mo
Today · 4.125%
HK$125,077
baseline
▲ 0.50% · 4.625%
HK$131,670
+HK$6,593/mo
Deposit HK$10.02M · loan HK$23.39M · min. income ≈ HK$250,154/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,143
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$141,409
−HK$4,334/mo
Today · 4.125%
HK$145,743
baseline
▲ 0.50% · 4.625%
HK$154,611
+HK$8,868/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$291,486/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,570
−HK$8,243/mo
▼ 0.25% · 3.875%
HK$156,662
−HK$4,151/mo
Today · 4.125%
HK$160,813
baseline
▲ 0.50% · 4.625%
HK$169,289
+HK$8,476/mo
Deposit HK$3.34M · loan HK$30.07M · min. income ≈ HK$321,626/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,056 · Scale 2, in force from 26 Feb 2026)