LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,200
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$78,570
−HK$2,408/mo
Today · 4.125%
HK$80,978
baseline
▲ 0.50% · 4.625%
HK$85,906
+HK$4,928/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$161,956/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,772
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$87,045
−HK$2,307/mo
Today · 4.125%
HK$89,352
baseline
▲ 0.50% · 4.625%
HK$94,061
+HK$4,709/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$178,704/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,440
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$94,284
−HK$2,890/mo
Today · 4.125%
HK$97,174
baseline
▲ 0.50% · 4.625%
HK$103,087
+HK$5,913/mo
Deposit HK$13.37M · loan HK$20.05M · min. income ≈ HK$194,348/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,726
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$104,454
−HK$2,768/mo
Today · 4.125%
HK$107,222
baseline
▲ 0.50% · 4.625%
HK$112,874
+HK$5,652/mo
Deposit HK$13.37M · loan HK$20.05M · min. income ≈ HK$214,444/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,680
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$109,998
−HK$3,372/mo
Today · 4.125%
HK$113,370
baseline
▲ 0.50% · 4.625%
HK$120,268
+HK$6,898/mo
Deposit HK$10.03M · loan HK$23.39M · min. income ≈ HK$226,740/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,680
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$121,863
−HK$3,229/mo
Today · 4.125%
HK$125,092
baseline
▲ 0.50% · 4.625%
HK$131,686
+HK$6,594/mo
Deposit HK$10.03M · loan HK$23.39M · min. income ≈ HK$250,184/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,160
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$141,426
−HK$4,335/mo
Today · 4.125%
HK$145,761
baseline
▲ 0.50% · 4.625%
HK$154,630
+HK$8,869/mo
Deposit HK$3.34M · loan HK$30.08M · min. income ≈ HK$291,522/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,589
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$156,681
−HK$4,152/mo
Today · 4.125%
HK$160,833
baseline
▲ 0.50% · 4.625%
HK$169,311
+HK$8,478/mo
Deposit HK$3.34M · loan HK$30.08M · min. income ≈ HK$321,666/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,233 · Scale 2, in force from 26 Feb 2026)