LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,216
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$78,587
−HK$2,409/mo
Today · 4.125%
HK$80,996
baseline
▲ 0.50% · 4.625%
HK$85,924
+HK$4,928/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$161,992/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,790
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,064
−HK$2,307/mo
Today · 4.125%
HK$89,371
baseline
▲ 0.50% · 4.625%
HK$94,082
+HK$4,711/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$178,742/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,460
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$94,305
−HK$2,890/mo
Today · 4.125%
HK$97,195
baseline
▲ 0.50% · 4.625%
HK$103,109
+HK$5,914/mo
Deposit HK$13.37M · loan HK$20.05M · min. income ≈ HK$194,390/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,748
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,477
−HK$2,768/mo
Today · 4.125%
HK$107,245
baseline
▲ 0.50% · 4.625%
HK$112,898
+HK$5,653/mo
Deposit HK$13.37M · loan HK$20.05M · min. income ≈ HK$214,490/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,703
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,022
−HK$3,372/mo
Today · 4.125%
HK$113,394
baseline
▲ 0.50% · 4.625%
HK$120,294
+HK$6,900/mo
Deposit HK$10.03M · loan HK$23.40M · min. income ≈ HK$226,788/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,706
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$121,890
−HK$3,229/mo
Today · 4.125%
HK$125,119
baseline
▲ 0.50% · 4.625%
HK$131,715
+HK$6,596/mo
Deposit HK$10.03M · loan HK$23.40M · min. income ≈ HK$250,238/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,190
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$141,457
−HK$4,336/mo
Today · 4.125%
HK$145,793
baseline
▲ 0.50% · 4.625%
HK$154,664
+HK$8,871/mo
Deposit HK$3.34M · loan HK$30.08M · min. income ≈ HK$291,586/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,622
−HK$8,246/mo
▼ 0.25% · 3.875%
HK$156,715
−HK$4,153/mo
Today · 4.125%
HK$160,868
baseline
▲ 0.50% · 4.625%
HK$169,347
+HK$8,479/mo
Deposit HK$3.34M · loan HK$30.08M · min. income ≈ HK$321,736/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,542 · Scale 2, in force from 26 Feb 2026)