LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,223
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$78,594
−HK$2,408/mo
Today · 4.125%
HK$81,002
baseline
▲ 0.50% · 4.625%
HK$85,931
+HK$4,929/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$162,004/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,797
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$87,071
−HK$2,307/mo
Today · 4.125%
HK$89,378
baseline
▲ 0.50% · 4.625%
HK$94,090
+HK$4,712/mo
Deposit HK$16.71M · loan HK$16.71M · min. income ≈ HK$178,756/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,467
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,312
−HK$2,891/mo
Today · 4.125%
HK$97,203
baseline
▲ 0.50% · 4.625%
HK$103,118
+HK$5,915/mo
Deposit HK$13.37M · loan HK$20.06M · min. income ≈ HK$194,406/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,756
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$104,485
−HK$2,769/mo
Today · 4.125%
HK$107,254
baseline
▲ 0.50% · 4.625%
HK$112,907
+HK$5,653/mo
Deposit HK$13.37M · loan HK$20.06M · min. income ≈ HK$214,508/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,712
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$110,031
−HK$3,372/mo
Today · 4.125%
HK$113,403
baseline
▲ 0.50% · 4.625%
HK$120,304
+HK$6,901/mo
Deposit HK$10.03M · loan HK$23.40M · min. income ≈ HK$226,806/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,716
−HK$6,414/mo
▼ 0.25% · 3.875%
HK$121,900
−HK$3,230/mo
Today · 4.125%
HK$125,130
baseline
▲ 0.50% · 4.625%
HK$131,725
+HK$6,595/mo
Deposit HK$10.03M · loan HK$23.40M · min. income ≈ HK$250,260/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,201
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$141,469
−HK$4,335/mo
Today · 4.125%
HK$145,804
baseline
▲ 0.50% · 4.625%
HK$154,676
+HK$8,872/mo
Deposit HK$3.34M · loan HK$30.08M · min. income ≈ HK$291,608/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,635
−HK$8,246/mo
▼ 0.25% · 3.875%
HK$156,728
−HK$4,153/mo
Today · 4.125%
HK$160,881
baseline
▲ 0.50% · 4.625%
HK$169,361
+HK$8,480/mo
Deposit HK$3.34M · loan HK$30.08M · min. income ≈ HK$321,762/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,658 · Scale 2, in force from 26 Feb 2026)