LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,236
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,607
−HK$2,410/mo
Today · 4.125%
HK$81,017
baseline
▲ 0.50% · 4.625%
HK$85,946
+HK$4,929/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,034/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,812
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$87,086
−HK$2,308/mo
Today · 4.125%
HK$89,394
baseline
▲ 0.50% · 4.625%
HK$94,106
+HK$4,712/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,788/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,483
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,329
−HK$2,891/mo
Today · 4.125%
HK$97,220
baseline
▲ 0.50% · 4.625%
HK$103,136
+HK$5,916/mo
Deposit HK$13.37M · loan HK$20.06M · min. income ≈ HK$194,440/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,774
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,504
−HK$2,769/mo
Today · 4.125%
HK$107,273
baseline
▲ 0.50% · 4.625%
HK$112,927
+HK$5,654/mo
Deposit HK$13.37M · loan HK$20.06M · min. income ≈ HK$214,546/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,730
−HK$6,693/mo
▼ 0.25% · 3.875%
HK$110,050
−HK$3,373/mo
Today · 4.125%
HK$113,423
baseline
▲ 0.50% · 4.625%
HK$120,325
+HK$6,902/mo
Deposit HK$10.03M · loan HK$23.40M · min. income ≈ HK$226,846/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,736
−HK$6,415/mo
▼ 0.25% · 3.875%
HK$121,921
−HK$3,230/mo
Today · 4.125%
HK$125,151
baseline
▲ 0.50% · 4.625%
HK$131,748
+HK$6,597/mo
Deposit HK$10.03M · loan HK$23.40M · min. income ≈ HK$250,302/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,225
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$141,493
−HK$4,337/mo
Today · 4.125%
HK$145,830
baseline
▲ 0.50% · 4.625%
HK$154,703
+HK$8,873/mo
Deposit HK$3.34M · loan HK$30.09M · min. income ≈ HK$291,660/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,661
−HK$8,248/mo
▼ 0.25% · 3.875%
HK$156,755
−HK$4,154/mo
Today · 4.125%
HK$160,909
baseline
▲ 0.50% · 4.625%
HK$169,391
+HK$8,482/mo
Deposit HK$3.34M · loan HK$30.09M · min. income ≈ HK$321,818/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,420,906 · Scale 2, in force from 26 Feb 2026)