LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,248
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$78,620
−HK$2,409/mo
Today · 4.125%
HK$81,029
baseline
▲ 0.50% · 4.625%
HK$85,960
+HK$4,931/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,058/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,825
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,100
−HK$2,308/mo
Today · 4.125%
HK$89,408
baseline
▲ 0.50% · 4.625%
HK$94,121
+HK$4,713/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,816/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,498
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,344
−HK$2,891/mo
Today · 4.125%
HK$97,235
baseline
▲ 0.50% · 4.625%
HK$103,152
+HK$5,917/mo
Deposit HK$13.38M · loan HK$20.06M · min. income ≈ HK$194,470/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,790
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,520
−HK$2,770/mo
Today · 4.125%
HK$107,290
baseline
▲ 0.50% · 4.625%
HK$112,945
+HK$5,655/mo
Deposit HK$13.38M · loan HK$20.06M · min. income ≈ HK$214,580/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,747
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$110,068
−HK$3,373/mo
Today · 4.125%
HK$113,441
baseline
▲ 0.50% · 4.625%
HK$120,344
+HK$6,903/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$226,882/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,755
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$121,940
−HK$3,231/mo
Today · 4.125%
HK$125,171
baseline
▲ 0.50% · 4.625%
HK$131,769
+HK$6,598/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$250,342/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,246
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,516
−HK$4,337/mo
Today · 4.125%
HK$145,853
baseline
▲ 0.50% · 4.625%
HK$154,728
+HK$8,875/mo
Deposit HK$3.34M · loan HK$30.09M · min. income ≈ HK$291,706/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,685
−HK$8,249/mo
▼ 0.25% · 3.875%
HK$156,780
−HK$4,154/mo
Today · 4.125%
HK$160,934
baseline
▲ 0.50% · 4.625%
HK$169,417
+HK$8,483/mo
Deposit HK$3.34M · loan HK$30.09M · min. income ≈ HK$321,868/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$1,421,130 · Scale 2, in force from 26 Feb 2026)