LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,252
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,624
−HK$2,410/mo
Today · 4.125%
HK$81,034
baseline
▲ 0.50% · 4.625%
HK$85,965
+HK$4,931/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,068/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,830
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,105
−HK$2,308/mo
Today · 4.125%
HK$89,413
baseline
▲ 0.50% · 4.625%
HK$94,126
+HK$4,713/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,826/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,503
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,349
−HK$2,892/mo
Today · 4.125%
HK$97,241
baseline
▲ 0.50% · 4.625%
HK$103,158
+HK$5,917/mo
Deposit HK$13.38M · loan HK$20.06M · min. income ≈ HK$194,482/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,796
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,526
−HK$2,770/mo
Today · 4.125%
HK$107,296
baseline
▲ 0.50% · 4.625%
HK$112,951
+HK$5,655/mo
Deposit HK$13.38M · loan HK$20.06M · min. income ≈ HK$214,592/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,753
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$110,074
−HK$3,374/mo
Today · 4.125%
HK$113,448
baseline
▲ 0.50% · 4.625%
HK$120,351
+HK$6,903/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$226,896/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,762
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$121,947
−HK$3,231/mo
Today · 4.125%
HK$125,178
baseline
▲ 0.50% · 4.625%
HK$131,776
+HK$6,598/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$250,356/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,254
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,523
−HK$4,338/mo
Today · 4.125%
HK$145,861
baseline
▲ 0.50% · 4.625%
HK$154,736
+HK$8,875/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$291,722/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,694
−HK$8,249/mo
▼ 0.25% · 3.875%
HK$156,789
−HK$4,154/mo
Today · 4.125%
HK$160,943
baseline
▲ 0.50% · 4.625%
HK$169,427
+HK$8,484/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$321,886/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,209 · Scale 2, in force from 26 Feb 2026)