LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,259
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,632
−HK$2,410/mo
Today · 4.125%
HK$81,042
baseline
▲ 0.50% · 4.625%
HK$85,973
+HK$4,931/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,084/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,838
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$87,113
−HK$2,308/mo
Today · 4.125%
HK$89,421
baseline
▲ 0.50% · 4.625%
HK$94,135
+HK$4,714/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,842/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,511
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,358
−HK$2,892/mo
Today · 4.125%
HK$97,250
baseline
▲ 0.50% · 4.625%
HK$103,167
+HK$5,917/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$194,500/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,805
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,536
−HK$2,770/mo
Today · 4.125%
HK$107,306
baseline
▲ 0.50% · 4.625%
HK$112,962
+HK$5,656/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$214,612/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,763
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$110,084
−HK$3,374/mo
Today · 4.125%
HK$113,458
baseline
▲ 0.50% · 4.625%
HK$120,362
+HK$6,904/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$226,916/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,773
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$121,958
−HK$3,232/mo
Today · 4.125%
HK$125,190
baseline
▲ 0.50% · 4.625%
HK$131,789
+HK$6,599/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$250,380/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,267
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$141,537
−HK$4,338/mo
Today · 4.125%
HK$145,875
baseline
▲ 0.50% · 4.625%
HK$154,751
+HK$8,876/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$291,750/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,708
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$156,804
−HK$4,154/mo
Today · 4.125%
HK$160,958
baseline
▲ 0.50% · 4.625%
HK$169,443
+HK$8,485/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$321,916/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,343 · Scale 2, in force from 26 Feb 2026)