LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,261
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,633
−HK$2,410/mo
Today · 4.125%
HK$81,043
baseline
▲ 0.50% · 4.625%
HK$85,974
+HK$4,931/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,086/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,839
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,115
−HK$2,308/mo
Today · 4.125%
HK$89,423
baseline
▲ 0.50% · 4.625%
HK$94,136
+HK$4,713/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,846/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,513
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,359
−HK$2,893/mo
Today · 4.125%
HK$97,252
baseline
▲ 0.50% · 4.625%
HK$103,169
+HK$5,917/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$194,504/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,807
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,538
−HK$2,769/mo
Today · 4.125%
HK$107,307
baseline
▲ 0.50% · 4.625%
HK$112,964
+HK$5,657/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$214,614/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,765
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$110,086
−HK$3,374/mo
Today · 4.125%
HK$113,460
baseline
▲ 0.50% · 4.625%
HK$120,364
+HK$6,904/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$226,920/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,775
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$121,960
−HK$3,232/mo
Today · 4.125%
HK$125,192
baseline
▲ 0.50% · 4.625%
HK$131,791
+HK$6,599/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$250,384/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,269
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$141,539
−HK$4,338/mo
Today · 4.125%
HK$145,877
baseline
▲ 0.50% · 4.625%
HK$154,754
+HK$8,877/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$291,754/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,711
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$156,806
−HK$4,155/mo
Today · 4.125%
HK$160,961
baseline
▲ 0.50% · 4.625%
HK$169,446
+HK$8,485/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$321,922/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,367 · Scale 2, in force from 26 Feb 2026)