LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,265
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$78,637
−HK$2,410/mo
Today · 4.125%
HK$81,047
baseline
▲ 0.50% · 4.625%
HK$85,979
+HK$4,932/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,094/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,844
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,119
−HK$2,309/mo
Today · 4.125%
HK$89,428
baseline
▲ 0.50% · 4.625%
HK$94,142
+HK$4,714/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,856/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,518
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,365
−HK$2,892/mo
Today · 4.125%
HK$97,257
baseline
▲ 0.50% · 4.625%
HK$103,175
+HK$5,918/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$194,514/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,813
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,543
−HK$2,770/mo
Today · 4.125%
HK$107,313
baseline
▲ 0.50% · 4.625%
HK$112,970
+HK$5,657/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$214,626/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,771
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$110,092
−HK$3,374/mo
Today · 4.125%
HK$113,466
baseline
▲ 0.50% · 4.625%
HK$120,370
+HK$6,904/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$226,932/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,781
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$121,967
−HK$3,232/mo
Today · 4.125%
HK$125,199
baseline
▲ 0.50% · 4.625%
HK$131,798
+HK$6,599/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$250,398/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,277
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$141,547
−HK$4,338/mo
Today · 4.125%
HK$145,885
baseline
▲ 0.50% · 4.625%
HK$154,762
+HK$8,877/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$291,770/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,719
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$156,815
−HK$4,155/mo
Today · 4.125%
HK$160,970
baseline
▲ 0.50% · 4.625%
HK$169,455
+HK$8,485/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$321,940/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,444 · Scale 2, in force from 26 Feb 2026)