LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,268
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,641
−HK$2,410/mo
Today · 4.125%
HK$81,051
baseline
▲ 0.50% · 4.625%
HK$85,983
+HK$4,932/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,102/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,848
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$87,123
−HK$2,309/mo
Today · 4.125%
HK$89,432
baseline
▲ 0.50% · 4.625%
HK$94,146
+HK$4,714/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,864/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,522
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,369
−HK$2,892/mo
Today · 4.125%
HK$97,261
baseline
▲ 0.50% · 4.625%
HK$103,179
+HK$5,918/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$194,522/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,817
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,548
−HK$2,770/mo
Today · 4.125%
HK$107,318
baseline
▲ 0.50% · 4.625%
HK$112,975
+HK$5,657/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$214,636/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,776
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$110,097
−HK$3,374/mo
Today · 4.125%
HK$113,471
baseline
▲ 0.50% · 4.625%
HK$120,376
+HK$6,905/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$226,942/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,787
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$121,973
−HK$3,232/mo
Today · 4.125%
HK$125,205
baseline
▲ 0.50% · 4.625%
HK$131,804
+HK$6,599/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$250,410/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,283
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$141,553
−HK$4,339/mo
Today · 4.125%
HK$145,892
baseline
▲ 0.50% · 4.625%
HK$154,769
+HK$8,877/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$291,784/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,726
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$156,822
−HK$4,155/mo
Today · 4.125%
HK$160,977
baseline
▲ 0.50% · 4.625%
HK$169,463
+HK$8,486/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$321,954/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,509 · Scale 2, in force from 26 Feb 2026)