LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,272
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$78,645
−HK$2,410/mo
Today · 4.125%
HK$81,055
baseline
▲ 0.50% · 4.625%
HK$85,987
+HK$4,932/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$162,110/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,852
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,128
−HK$2,309/mo
Today · 4.125%
HK$89,437
baseline
▲ 0.50% · 4.625%
HK$94,151
+HK$4,714/mo
Deposit HK$16.72M · loan HK$16.72M · min. income ≈ HK$178,874/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,527
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,374
−HK$2,892/mo
Today · 4.125%
HK$97,266
baseline
▲ 0.50% · 4.625%
HK$103,185
+HK$5,919/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$194,532/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,823
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,554
−HK$2,770/mo
Today · 4.125%
HK$107,324
baseline
▲ 0.50% · 4.625%
HK$112,981
+HK$5,657/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$214,648/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,781
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$110,103
−HK$3,374/mo
Today · 4.125%
HK$113,477
baseline
▲ 0.50% · 4.625%
HK$120,382
+HK$6,905/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$226,954/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,793
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$121,979
−HK$3,232/mo
Today · 4.125%
HK$125,211
baseline
▲ 0.50% · 4.625%
HK$131,811
+HK$6,600/mo
Deposit HK$10.03M · loan HK$23.41M · min. income ≈ HK$250,422/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,290
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,561
−HK$4,339/mo
Today · 4.125%
HK$145,900
baseline
▲ 0.50% · 4.625%
HK$154,777
+HK$8,877/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$291,800/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,734
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,830
−HK$4,156/mo
Today · 4.125%
HK$160,986
baseline
▲ 0.50% · 4.625%
HK$169,472
+HK$8,486/mo
Deposit HK$3.34M · loan HK$30.10M · min. income ≈ HK$321,972/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,584 · Scale 2, in force from 26 Feb 2026)