LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,282
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,655
−HK$2,411/mo
Today · 4.125%
HK$81,066
baseline
▲ 0.50% · 4.625%
HK$85,999
+HK$4,933/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$162,132/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,863
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,139
−HK$2,309/mo
Today · 4.125%
HK$89,448
baseline
▲ 0.50% · 4.625%
HK$94,163
+HK$4,715/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$178,896/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,539
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,386
−HK$2,893/mo
Today · 4.125%
HK$97,279
baseline
▲ 0.50% · 4.625%
HK$103,198
+HK$5,919/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$194,558/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,836
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$104,567
−HK$2,771/mo
Today · 4.125%
HK$107,338
baseline
▲ 0.50% · 4.625%
HK$112,996
+HK$5,658/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$214,676/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,795
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$110,117
−HK$3,375/mo
Today · 4.125%
HK$113,492
baseline
▲ 0.50% · 4.625%
HK$120,398
+HK$6,906/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$226,984/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,809
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$121,995
−HK$3,233/mo
Today · 4.125%
HK$125,228
baseline
▲ 0.50% · 4.625%
HK$131,829
+HK$6,601/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$250,456/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,308
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$141,579
−HK$4,340/mo
Today · 4.125%
HK$145,919
baseline
▲ 0.50% · 4.625%
HK$154,798
+HK$8,879/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$291,838/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,754
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$156,851
−HK$4,156/mo
Today · 4.125%
HK$161,007
baseline
▲ 0.50% · 4.625%
HK$169,494
+HK$8,487/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$322,014/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,772 · Scale 2, in force from 26 Feb 2026)