LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,293
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$78,666
−HK$2,411/mo
Today · 4.125%
HK$81,077
baseline
▲ 0.50% · 4.625%
HK$86,011
+HK$4,934/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$162,154/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,875
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,151
−HK$2,310/mo
Today · 4.125%
HK$89,461
baseline
▲ 0.50% · 4.625%
HK$94,176
+HK$4,715/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$178,922/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,552
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,399
−HK$2,894/mo
Today · 4.125%
HK$97,293
baseline
▲ 0.50% · 4.625%
HK$103,213
+HK$5,920/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$194,586/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,850
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,582
−HK$2,771/mo
Today · 4.125%
HK$107,353
baseline
▲ 0.50% · 4.625%
HK$113,012
+HK$5,659/mo
Deposit HK$13.38M · loan HK$20.07M · min. income ≈ HK$214,706/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,810
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$110,133
−HK$3,375/mo
Today · 4.125%
HK$113,508
baseline
▲ 0.50% · 4.625%
HK$120,415
+HK$6,907/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$227,016/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,825
−HK$6,420/mo
▼ 0.25% · 3.875%
HK$122,012
−HK$3,233/mo
Today · 4.125%
HK$125,245
baseline
▲ 0.50% · 4.625%
HK$131,847
+HK$6,602/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$250,490/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,327
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$141,599
−HK$4,340/mo
Today · 4.125%
HK$145,939
baseline
▲ 0.50% · 4.625%
HK$154,819
+HK$8,880/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$291,878/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,775
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$156,873
−HK$4,156/mo
Today · 4.125%
HK$161,029
baseline
▲ 0.50% · 4.625%
HK$169,517
+HK$8,488/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$322,058/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,968 · Scale 2, in force from 26 Feb 2026)