LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,294
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,667
−HK$2,412/mo
Today · 4.125%
HK$81,079
baseline
▲ 0.50% · 4.625%
HK$86,012
+HK$4,933/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$162,158/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,877
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$87,153
−HK$2,309/mo
Today · 4.125%
HK$89,462
baseline
▲ 0.50% · 4.625%
HK$94,178
+HK$4,716/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$178,924/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,553
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,401
−HK$2,893/mo
Today · 4.125%
HK$97,294
baseline
▲ 0.50% · 4.625%
HK$103,214
+HK$5,920/mo
Deposit HK$13.38M · loan HK$20.08M · min. income ≈ HK$194,588/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,852
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,583
−HK$2,772/mo
Today · 4.125%
HK$107,355
baseline
▲ 0.50% · 4.625%
HK$113,013
+HK$5,658/mo
Deposit HK$13.38M · loan HK$20.08M · min. income ≈ HK$214,710/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,812
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$110,134
−HK$3,376/mo
Today · 4.125%
HK$113,510
baseline
▲ 0.50% · 4.625%
HK$120,417
+HK$6,907/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$227,020/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,827
−HK$6,420/mo
▼ 0.25% · 3.875%
HK$122,014
−HK$3,233/mo
Today · 4.125%
HK$125,247
baseline
▲ 0.50% · 4.625%
HK$131,849
+HK$6,602/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$250,494/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,330
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$141,601
−HK$4,340/mo
Today · 4.125%
HK$145,941
baseline
▲ 0.50% · 4.625%
HK$154,822
+HK$8,881/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$291,882/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,778
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$156,875
−HK$4,157/mo
Today · 4.125%
HK$161,032
baseline
▲ 0.50% · 4.625%
HK$169,520
+HK$8,488/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$322,064/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,421,991 · Scale 2, in force from 26 Feb 2026)