LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,298
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,672
−HK$2,411/mo
Today · 4.125%
HK$81,083
baseline
▲ 0.50% · 4.625%
HK$86,017
+HK$4,934/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$162,166/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,881
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,158
−HK$2,309/mo
Today · 4.125%
HK$89,467
baseline
▲ 0.50% · 4.625%
HK$94,183
+HK$4,716/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$178,934/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,558
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,406
−HK$2,894/mo
Today · 4.125%
HK$97,300
baseline
▲ 0.50% · 4.625%
HK$103,220
+HK$5,920/mo
Deposit HK$13.38M · loan HK$20.08M · min. income ≈ HK$194,600/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,858
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,589
−HK$2,772/mo
Today · 4.125%
HK$107,361
baseline
▲ 0.50% · 4.625%
HK$113,020
+HK$5,659/mo
Deposit HK$13.38M · loan HK$20.08M · min. income ≈ HK$214,722/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,818
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$110,140
−HK$3,376/mo
Today · 4.125%
HK$113,516
baseline
▲ 0.50% · 4.625%
HK$120,423
+HK$6,907/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$227,032/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,834
−HK$6,420/mo
▼ 0.25% · 3.875%
HK$122,021
−HK$3,233/mo
Today · 4.125%
HK$125,254
baseline
▲ 0.50% · 4.625%
HK$131,856
+HK$6,602/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$250,508/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,337
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$141,609
−HK$4,340/mo
Today · 4.125%
HK$145,949
baseline
▲ 0.50% · 4.625%
HK$154,830
+HK$8,881/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$291,898/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,786
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$156,884
−HK$4,157/mo
Today · 4.125%
HK$161,041
baseline
▲ 0.50% · 4.625%
HK$169,530
+HK$8,489/mo
Deposit HK$3.35M · loan HK$30.11M · min. income ≈ HK$322,082/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,071 · Scale 2, in force from 26 Feb 2026)