LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,301
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$78,675
−HK$2,411/mo
Today · 4.125%
HK$81,086
baseline
▲ 0.50% · 4.625%
HK$86,020
+HK$4,934/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$162,172/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,884
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$87,161
−HK$2,309/mo
Today · 4.125%
HK$89,470
baseline
▲ 0.50% · 4.625%
HK$94,186
+HK$4,716/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$178,940/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,561
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,410
−HK$2,893/mo
Today · 4.125%
HK$97,303
baseline
▲ 0.50% · 4.625%
HK$103,224
+HK$5,921/mo
Deposit HK$13.38M · loan HK$20.08M · min. income ≈ HK$194,606/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,861
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,593
−HK$2,771/mo
Today · 4.125%
HK$107,364
baseline
▲ 0.50% · 4.625%
HK$113,024
+HK$5,660/mo
Deposit HK$13.38M · loan HK$20.08M · min. income ≈ HK$214,728/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,822
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$110,144
−HK$3,376/mo
Today · 4.125%
HK$113,520
baseline
▲ 0.50% · 4.625%
HK$120,428
+HK$6,908/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$227,040/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,838
−HK$6,421/mo
▼ 0.25% · 3.875%
HK$122,025
−HK$3,234/mo
Today · 4.125%
HK$125,259
baseline
▲ 0.50% · 4.625%
HK$131,861
+HK$6,602/mo
Deposit HK$10.04M · loan HK$23.42M · min. income ≈ HK$250,518/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,342
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$141,614
−HK$4,341/mo
Today · 4.125%
HK$145,955
baseline
▲ 0.50% · 4.625%
HK$154,836
+HK$8,881/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$291,910/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,792
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$156,890
−HK$4,157/mo
Today · 4.125%
HK$161,047
baseline
▲ 0.50% · 4.625%
HK$169,536
+HK$8,489/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$322,094/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,122 · Scale 2, in force from 26 Feb 2026)