LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,318
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,692
−HK$2,412/mo
Today · 4.125%
HK$81,104
baseline
▲ 0.50% · 4.625%
HK$86,039
+HK$4,935/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$162,208/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,903
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,180
−HK$2,310/mo
Today · 4.125%
HK$89,490
baseline
▲ 0.50% · 4.625%
HK$94,207
+HK$4,717/mo
Deposit HK$16.73M · loan HK$16.73M · min. income ≈ HK$178,980/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,582
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,431
−HK$2,894/mo
Today · 4.125%
HK$97,325
baseline
▲ 0.50% · 4.625%
HK$103,247
+HK$5,922/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$194,650/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,884
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,616
−HK$2,772/mo
Today · 4.125%
HK$107,388
baseline
▲ 0.50% · 4.625%
HK$113,049
+HK$5,661/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$214,776/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,845
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,169
−HK$3,377/mo
Today · 4.125%
HK$113,546
baseline
▲ 0.50% · 4.625%
HK$120,455
+HK$6,909/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,092/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,864
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,052
−HK$3,234/mo
Today · 4.125%
HK$125,286
baseline
▲ 0.50% · 4.625%
HK$131,890
+HK$6,604/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,572/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,373
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$141,646
−HK$4,341/mo
Today · 4.125%
HK$145,987
baseline
▲ 0.50% · 4.625%
HK$154,870
+HK$8,883/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$291,974/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,826
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,924
−HK$4,158/mo
Today · 4.125%
HK$161,082
baseline
▲ 0.50% · 4.625%
HK$169,573
+HK$8,491/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$322,164/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,438 · Scale 2, in force from 26 Feb 2026)