LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,321
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,695
−HK$2,412/mo
Today · 4.125%
HK$81,107
baseline
▲ 0.50% · 4.625%
HK$86,042
+HK$4,935/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,214/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,907
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,184
−HK$2,310/mo
Today · 4.125%
HK$89,494
baseline
▲ 0.50% · 4.625%
HK$94,211
+HK$4,717/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$178,988/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,585
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,434
−HK$2,895/mo
Today · 4.125%
HK$97,329
baseline
▲ 0.50% · 4.625%
HK$103,251
+HK$5,922/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$194,658/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,888
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,620
−HK$2,773/mo
Today · 4.125%
HK$107,393
baseline
▲ 0.50% · 4.625%
HK$113,053
+HK$5,660/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$214,786/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,850
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$110,173
−HK$3,377/mo
Today · 4.125%
HK$113,550
baseline
▲ 0.50% · 4.625%
HK$120,459
+HK$6,909/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,100/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,869
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,057
−HK$3,234/mo
Today · 4.125%
HK$125,291
baseline
▲ 0.50% · 4.625%
HK$131,896
+HK$6,605/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,582/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,378
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$141,651
−HK$4,342/mo
Today · 4.125%
HK$145,993
baseline
▲ 0.50% · 4.625%
HK$154,876
+HK$8,883/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$291,986/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,832
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$156,931
−HK$4,158/mo
Today · 4.125%
HK$161,089
baseline
▲ 0.50% · 4.625%
HK$169,580
+HK$8,491/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$322,178/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,494 · Scale 2, in force from 26 Feb 2026)