LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,322
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,696
−HK$2,412/mo
Today · 4.125%
HK$81,108
baseline
▲ 0.50% · 4.625%
HK$86,044
+HK$4,936/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,216/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,908
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,185
−HK$2,310/mo
Today · 4.125%
HK$89,495
baseline
▲ 0.50% · 4.625%
HK$94,212
+HK$4,717/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$178,990/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,587
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,436
−HK$2,894/mo
Today · 4.125%
HK$97,330
baseline
▲ 0.50% · 4.625%
HK$103,252
+HK$5,922/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$194,660/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,889
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,622
−HK$2,772/mo
Today · 4.125%
HK$107,394
baseline
▲ 0.50% · 4.625%
HK$113,055
+HK$5,661/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$214,788/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,851
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,175
−HK$3,377/mo
Today · 4.125%
HK$113,552
baseline
▲ 0.50% · 4.625%
HK$120,461
+HK$6,909/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,104/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,871
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,059
−HK$3,234/mo
Today · 4.125%
HK$125,293
baseline
▲ 0.50% · 4.625%
HK$131,897
+HK$6,604/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,586/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,380
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$141,653
−HK$4,342/mo
Today · 4.125%
HK$145,995
baseline
▲ 0.50% · 4.625%
HK$154,878
+HK$8,883/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$291,990/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,834
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$156,933
−HK$4,158/mo
Today · 4.125%
HK$161,091
baseline
▲ 0.50% · 4.625%
HK$169,582
+HK$8,491/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$322,182/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,514 · Scale 2, in force from 26 Feb 2026)