LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,323
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,697
−HK$2,412/mo
Today · 4.125%
HK$81,109
baseline
▲ 0.50% · 4.625%
HK$86,044
+HK$4,935/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,218/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,908
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,186
−HK$2,310/mo
Today · 4.125%
HK$89,496
baseline
▲ 0.50% · 4.625%
HK$94,213
+HK$4,717/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$178,992/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,587
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,436
−HK$2,895/mo
Today · 4.125%
HK$97,331
baseline
▲ 0.50% · 4.625%
HK$103,253
+HK$5,922/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$194,662/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,890
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,623
−HK$2,772/mo
Today · 4.125%
HK$107,395
baseline
▲ 0.50% · 4.625%
HK$113,056
+HK$5,661/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$214,790/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,852
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,176
−HK$3,377/mo
Today · 4.125%
HK$113,553
baseline
▲ 0.50% · 4.625%
HK$120,462
+HK$6,909/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,106/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,872
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$122,060
−HK$3,234/mo
Today · 4.125%
HK$125,294
baseline
▲ 0.50% · 4.625%
HK$131,898
+HK$6,604/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,588/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,381
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$141,654
−HK$4,342/mo
Today · 4.125%
HK$145,996
baseline
▲ 0.50% · 4.625%
HK$154,880
+HK$8,884/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$291,992/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,835
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$156,934
−HK$4,158/mo
Today · 4.125%
HK$161,092
baseline
▲ 0.50% · 4.625%
HK$169,584
+HK$8,492/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$322,184/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,525 · Scale 2, in force from 26 Feb 2026)